News & Advice

Love is in the air, and as we embrace the romantic allure of Valentine's Day, it's the perfect time to explore the intersection of love and finance. Whether you're flying solo or coupled up, this article is designed to help you navigate the delicate balance between affairs of the heart and the wallet.

Budget-Friendly Date Ideas:

Valentine's Day doesn't have to be a budget-buster. Explore our list of budget-friendly date ideas that ensure a memorable experience without straining your finances. From a cozy picnic in the park to a movie night at home with homemade treats, we've got creative suggestions that celebrate love without breaking the bank.

• Picnic in the Park: Embrace the simplicity of nature with a cozy picnic in your local park. Pack some homemade sandwiches, refreshing drinks, and a blanket. Enjoy each other's company amidst the natural beauty, creating a romantic setting without the hefty bill.
• Home Movie Night: Transform your living room into a private cinema with a home movie night. Choose your favorite films, make some homemade popcorn, and indulge in sweet treats. It's a low-cost, high-enjoyment way to bond and share cinematic moments together.
• Zogo Contest: Download the Zogo app (if you haven’t already) and see who can earn the most pineapples for the month of February. The best part? As you learn, you’ll be able to exchange your points in the Marketplace for gift cards, charity donations, and more.
• DIY Dinner Date: Instead of splurging on a fancy restaurant, opt for a do-it-yourself dinner date. Cook a special meal together at home – whether it's trying out a new recipe or revisiting an old favorite. It's not just about the food; it's about the shared experience of preparing and enjoying a meal together.
• Artistic Endeavors: Tap into your creative side by embarking on an artistic adventure together. Visit a local art gallery or museum with free admission days or try a paint-and-sip night at home. Expressing yourselves through art fosters connection and fun without a hefty price tag.

Here are some Elkhart-specific additions to the budget-friendly Valentine's Day ideas:

• Riverwalk Romance: Elkhart's Riverwalk is a scenic gem. Take a leisurely stroll along the river, enjoying the picturesque views. Pack a picnic or stop by a local bakery for some sweet treats to make your walk extra special.
• Historical Date Night: Explore Elkhart's rich history with a visit to the Ruthmere Mansion or the Hall of Heroes Superhero Museum. Many local historical sites offer affordable or free entry, providing a unique and educational twist to your Valentine's Day.
• Local Eats Adventure: Instead of a high-end restaurant, try a local eatery known for its cozy atmosphere and delicious offerings. Elkhart has a variety of charming cafes and restaurants where you can enjoy a delightful meal without the upscale price tag.
• Ice-skating Fun: If weather permits, embrace the winter charm by visiting NIBCO Water and Ice Park. Lace up your skates for a romantic ice-skating session. It's an inexpensive and cheerful way to spend time together.

Here are some Mishawaka and South Bend-specific additions to the budget-friendly Valentine's Day ideas:

• Riverfront Romance in South Bend & Mishawka: Take a romantic stroll along the St. Joseph Riverwalk in downtown South Bend and Mishawaka. Enjoy the scenic views of the river and downtown skyline. Pack a lunch from a local deli and enjoy a picnic at one of the designated spots along the river.
• Cultural Exploration at The Raclin Murphy Museum of Art (South Bend): Spend a day at the University of Notre Dame's Raclin Murphy Museum of Art, home to one of the nation’s oldest and most esteemed academic art museums. Always free and open to all, it's a unique and budget-friendly way to appreciate art together.
• Mishawaka's Historic Battell Park: Discover the historical Battell Park in Mishawaka. The park's rich history and well-maintained grounds provide a peaceful setting for a low-cost date. Consider bringing a blanket and enjoying a cozy picnic in the park.
• South Bend's Howard Park Ice Skating: If the weather allows, embrace the winter charm at Howard Park's ice skating rink in downtown South Bend. It's a budget-friendly activity with a touch of romance, especially during evening sessions when the rink is lit up.
• Local Breweries and Eateries: Both Mishawaka and South Bend have a burgeoning craft brewery scene. Consider visiting a local brewery for a relaxed and budget-friendly date night. Some breweries even offer special Valentine's Day events.
• South Bend's Historic Districts: Take a self-guided tour of the historic districts in South Bend, such as the Chapin Park neighborhood. Enjoy the architecture and charm of these areas without spending a dime.
• South Bend's East Bank Trail: Walk or bike along the East Bank Trail in South Bend. This scenic trail along the St. Joseph River offers a budget-friendly way to enjoy the outdoors together.
• Mishawaka Parks and Recreation Activity Guide: The 2024 Activity Guide is ready for you to download!

Joint Financial Planning for Couples:

For those navigating the intricacies of love as a couple, joint financial planning becomes a key aspect of building a strong foundation. Learn how to set shared financial goals, establish a budget together, and explore the benefits of joint accounts. INOVA Federal's suite of financial products provides the tools you need to streamline your finances as a couple.

Explore Our Products:

• Digital Banking: Manage your joint finances effortlessly with our user-friendly Digital Banking app. Track expenses, set savings goals, and stay connected to your accounts anytime, anywhere.
• Joint Savings Accounts: Enhance your financial partnership with a joint savings account. Achieve shared goals and watch your savings grow together.
• INOVA Insurance: With over 40 carriers who work with us, we have the tools to find the right coverage for your needs. You trust us with all your financial needs, and you can also trust us to protect everything in your life.

Communication is Key:

Open communication about money is vital in any relationship. Discover effective ways to talk about finances with your partner. Whether discussing financial goals, planning for big purchases, or navigating differences in spending habits, fostering open dialogue is essential for a healthy financial relationship.

Use Our Resources:

• Online Calculators: Whether you need auto buying help or need help determining your ability to qualify for a loan, our extensive calculator options have you covered. 
• One-on One Member Counseling: Looking for expert guidance? Our Manager of Community Relations and Business Development is here to assist anyone in planning for a secure financial future.
• GreenPath Financial Wellness: Their NFCC-certified financial counselors are ready to build a personalized plan to make your financial goals happen.

This Valentine's Day, let love take center stage without the worry of financial stress. Whether you're enjoying a romantic date or navigating joint finances, INOVA Federal is here to support you every step of the way. Celebrate the season of love with confidence, and let your financial journey be as rewarding as your romantic one.

At INOVA, your financial freedom is Always within reach™.