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Rates

We make it happen, you make it a home. Whether it's a purchase, refinance, or home equity, INOVA is with you every step of the way.
Click here to view our mortgage rates.

Contact our Mortgage Team:
(800) 645-3732 Ext. 4663 or [email protected]

NMLS Number: 405630

Key Features

  • Competitive Rates
  • Fast Processing
  • Local Service
  • No-closing-cost options
  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed-rate mortgages
    • Adjustable-rate mortgages (ARMs)
    • FHA Loans
    • VA Loans
    • First Time Homebuyer specials
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval 
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, local, and friendly support from start to finish 

Have an existing mortgage? Log in to your account to find payment and escrow information.

When entering retirement, leave your debt behind! Our Retirement Ready mortgage can consolidate your debt with one monthly payment at a lower rate and shorter term that will save you money and eliminate your debt faster. Start your retirement debt-free!

  • No-closing-cost options
  • Low rates
  • Free pre-approval 
  • Helpful loan advisors with working knowledge of the local real estate market
  • Local decision-making and processing
  • Attentive, local, and friendly support from start to finish 

 

  • Competitive rates for the purchase of residential land
  • Finance up to 80% of the purchase price or appraised value (whichever is less)
  • Lot payment can serve as your down payment when you are ready to build
  • Maximum term of 10 years with a 10-year amortization
  • No pre-payment penalties
  • Must meet the following criteria:
    • You must be a credit union member
    • Your lot must be approved residential zoning
    • You must purchase your land with the intention to build a home or combine the land with your existing home
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

The HMDA data about our residential mortgage lending are available online for review. The data shows the geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data points are available online at the Consumer Financial Protection Bureau’s Website. HMDA data for many other financial institutions are also available on this website.