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Visa® Credit Cards Learn More

Card Type Revolving Rate
Business Visa Rewards3 16.99% - 17.99%2
Platinum Visa  16.99% - 17.99%
Visa Global Good 16.99% - 17.99%
Platinum Visa Rewards3 16.99%1
Share Secured Platinum Visa 17.99%1

1Annual Percentage Rate. The Introductory APR offer is only available for new Platinum Visa, Platinum Visa Rewards, and Global Good Visa accounts. The Introductory APR applies to purchases, balance transfers, and cash advances posted to your account during the first 7 billing cycles. Rates adjust to the contract APR (currently 16.99% - 17.99%) after the introductory period. Cash advance fees of $5, or 4% of the amount of each cash advance will apply, whichever is greater. Foreign transaction fees of 0.80% for each single currency transaction in U.S. Dollars, and – 1.0% of each multiple currently transaction in U.S. Dollars will apply. Signed application and proof of income required. Full terms and conditions of the account available upon approval.

2  Annual Percentage Rate. Cash advance fees of $5, or 4% of the amount of each cash advance will apply, whichever is greater. Foreign transaction fees of 0.80% for each single currency transaction in U.S. Dollars, and – 1.0% of each multiple currently transaction in U.S. Dollars will apply.  No annual fee.  Signed application,  obtain credit report to evaluate the applicants creditworthiness, and proof of income required.  Full terms and conditions of the account available upon approval. Rates adjust to the contract APR (currently 16.99% - 17.99%).  Rates subject to credit worthiness.

3Earn one (1) point for every $1.00 in net purchases made with the Platinum Visa Rewards and Business Visa Rewards Credit Card. No points will be earned for cash advances including convenience checks or for balance transfers. Minimum redemption is $25.00. Reward points may be redeemed any time a user has accumulated enough points for a redemption option. Rewards points will be deducted for returned purchases at the same rate they are earned. Credit rewards points not redeemed will expire after 5 years. Reward points may be redeemed online by logging into rewards.inovafederal.org; in person by visiting the nearest INOVA branch location; by calling 800-826-5465; or by sending a written request to INOVA Federal Member Services Department, P.O. Box 1148, Elkhart, Indiana 46516. Rewards program subject to change at any time.